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You will be more likely seen as being in touch and worthy of your pricing. While women are now more likely to complete four year college degrees than men,1 it is less clear whether their higher levels of education will translate into closing the wage gap. Using synthetic lifetime earnings calculations, this article underscores the fact that men still earn considerably more than women at all levels of education. We also see that, while women seem more likely to complete degrees in fields that are associated with relatively low lifetime earnings such as education, men still receive substantially higher incomes than women with similar educational backgrounds. To meet the challenge of calculating lifetime earnings, this study follows a similar synthetic estimation strategy used by the Census Bureau2 but with one important differencefuture earnings are discounted at a rate of 3 percent per year to reflect the time value of money. More details are available in the methodology section at the end of this report. Overall, bachelor's, master's, professional and doctoral degrees allow graduates the opportunity to greatly enhance their wage earning potential beyond what they might have earned with merely an associate's degree or lessespecially in the long run. Figure 1 provides a rough illustration of the differences in the cumulative lifetime earnings for full time year round workers with different terminal degree levels, assuming a 40 year career from age 25 through 64. We see that associate's degree graduates can expect to earn a total of $361,000 or about 22 percent more than high school graduates between the ages of 25 and 34. Three decades later, we expect that associate's degree graduates would now have earned a total of $1. 1 million, compared to $910,000 for high school graduatesstill roughly a 22 percent increment.



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For housing, the University of Miami offers housing for 4,000 students mainly freshmen. There are also five residential colleges and apartment style housing. Located in Gainesville, Florida, the University of Florida has an excellent reputation for its 150 research centers. Home to 47,000 students, the University of Florida offers over 100 undergraduate majors and 200 graduate programs. Not only is the University of Florida known for their academics but they are home to the Florida Gators sports teams. Their athletic association has nine mens sports and 12 women sports teams, and all of their teams have competed in NCAA Division 1. The Florida Agricultural and Mechanical University is one of the countrys HBCU, historically black college or university. Located in Tallahassee, Florida FAMU is a medium sized school with over 8,000 undergraduate students. Although this university if an HBCU, it accepts students of every race. There are over 60 undergraduate degree programs to choose from. Some of them include engineering, journalism, and psychology.



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Complete this survey for a personal assessment of your preparedness for becoming an entrepreneur. The key for interpretting your results can be found at the bottom of the assessment. Conte is a former editor and reporter for The Wall Street Journal. In this article, he explains how small businesses have built the economy and bolstered democracy throughout hisotThe scholarly understanding of entrepreneurship is partially due to the work of economist Joseph Schumpeter. He defined an entrepreneur as a person with the ability to convert an idea into a successful innovation or business venture. Additionally, he coined the term creative destruction and credited entrepreneurs for the dynamism of the industries' long term economic growth. This reading outlines the parts of a business plan and the importance of having one before launching a small business. It was written by Jeanne Holden for the US Department of State publication, Principles of Entrepreneurship. This material identifies some of the common qualities of successful entrepreneurs. Author Jeanne Holden is a free lance writer with expertise in economic issues. She worked as a writer editor in the U.

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